Amica insurance
- auto
- business
- homeowners
- life
- renters
Last verified 2026-10-01
Every statement below is drawn from the sources listed at the foot of the page, and each fact names the one it came from.
- Official website
- https://www.amica.com/Source:Amica Mutual Insurance Companyverified 2026-09-30
Overview
- Founded
- 1907Source:Amica Mutual Insurance Companyverified 2026-10-01
- Headquarters
- Lincoln, Rhode IslandSource:Amica Mutual Insurance Companyverified 2026-09-30
- Official website
- https://www.amica.com/Source:Amica Mutual Insurance Companyverified 2026-09-30
Products
- Insurance products
- auto
- homeowners
- renters
- business
- life
Source:Amica Mutual Insurance Companyverified 2026-09-30
Where it is available
- States licensed
- Amica Mutual Insurance Company: authorized to do business in all states; Amica Life Insurance Company: all states, except Hawaii; Amica Property and Casualty Insurance Company: a limited number of statesSource:Amica Mutual Insurance Companyverified 2026-10-01
Coverage
- Coverage types
- Collision
- Comprehensive
- Liability
- Uninsured/Underinsured motorist
- Personal injury protection
- Medical payments
- Roadside assistance
Show the restShow less
- Guaranteed asset protection (GAP) insurance
- Rental car reimbursement
- Glass
- Ridesharing or delivery driving
Source:Amica Mutual Insurance Companyverified 2026-10-01
Getting a quote
- How to get a quote
- online
- phone
Source:Amica Mutual Insurance Companyverified 2026-10-01
Claims
- How to file a claim
- online
- phone
- live chat
Source:Amica Mutual Insurance Companyverified 2026-10-01
Customer service
- Customer service channels
- live chat
- phone
- local office
Source:Amica Mutual Insurance Companyverified 2026-10-01
Limitations
- Notable limitations
- Discounts not available in all states and may vary
- Dividend policies are not available in every state, may not be available on all policy types, and are not guaranteed
Source:Amica Mutual Insurance Companyverified 2026-10-01
Financial strength
- Financial strength ratings
- AM Best: A+ (Superior)
Source:Amica Mutual Insurance Companyverified 2026-10-01
Compare
Put Amica beside another company
Only pairs where both companies are fully researched get a comparison, so every row has a source on both sides.
Work the numbers
Tools for these insurance lines
Deterministic calculators with their method written out. None of them produce a quote.
- Deductible exposure explorerShows exactly how one loss splits between you and your insurer at each deductible level, and how much more of a loss you carry when you raise it.Open tool
- Insurance company comparisonPut two companies side by side on the facts we have verified, with the source for each one and an explicit gap where we have not verified something.Open tool
- Auto insurance requirements by stateThe auto insurance a state requires you to carry, shown only for states where the requirement has been researched and sourced, with the source and the date attached to each one.Open tool
- Business insurance needs wizardAnswer nine questions about how your business operates and see which coverage categories to ask about, with the reason each one came up.Open tool
- Homeowners coverage estimatorShows how the limits on a homeowners policy relate to each other: other structures, personal property and loss of use as percentages of the dwelling limit you enter.Open tool
- Life insurance needs calculatorAdds up the money your household would need to replace, then subtracts what is already in place, and shows every line of the arithmetic.Open tool
Evidence
Sources behind this page
Each fact above names one of these. The tier is where the document sits in our source hierarchy, and the retrieval date is when we last pulled the page.
Amica Mutual Insurance CompanyTier 2 · The company itself
Company Facts and HistoryRetrieved 2026-10-01
Amica Mutual Insurance CompanyTier 2 · The company itself
An Insurance Company Built on EmpathyRetrieved 2026-09-29
Amica Mutual Insurance CompanyTier 2 · The company itself
Amica Licensing InformationRetrieved 2026-10-01
Amica Mutual Insurance CompanyTier 2 · The company itself
Car Insurance Coverage OptionsRetrieved 2026-10-01