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Amica vs GEICO

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Amica

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GEICO logo

GEICO

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Auto insuranceHomeowners insuranceRenters insuranceBusiness insuranceLife insuranceLast verified Oct 1, 2026
Verified facts for Amica and GEICO, side by side
FieldAmicaGEICO
FoundedDiffers1907Source: Amica Mutual Insurance Companyverified 2026-10-011936Source: GEICOverified 2026-09-30
HeadquartersDiffersLincoln, Rhode IslandSource: Amica Mutual Insurance Companyverified 2026-09-30Bethesda, MarylandSource: GEICOverified 2026-10-01
Insurance productsDiffers
  • auto
  • homeowners
  • renters
  • business
  • life
Source: Amica Mutual Insurance Companyverified 2026-09-30
  • auto
  • homeowners
  • renters
  • business
  • life
  • pet
  • travel
Source: GEICOverified 2026-09-30
States availableUnknown on one sideNot verifiedall 50 states and the District of ColumbiaSource: U.S. Securities and Exchange Commission (EDGAR)verified 2026-10-01
States licensedUnknown on one sideAmica Mutual Insurance Company: authorized to do business in all states; Amica Life Insurance Company: all states, except Hawaii; Amica Property and Casualty Insurance Company: a limited number of statesSource: Amica Mutual Insurance Companyverified 2026-10-01Not verified
Coverage typesDiffers
  • Collision
  • Comprehensive
  • Liability
  • Uninsured/Underinsured motorist
  • Personal injury protection
  • Medical payments
  • Roadside assistance
  • Guaranteed asset protection (GAP) insurance
  • Rental car reimbursement
  • Glass
  • Ridesharing or delivery driving
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • Liability
  • Vehicle
  • Medical
  • Uninsured Motorist
  • Additional Coverage
Source: GEICOverified 2026-10-01
How to get a quoteDiffers
  • online
  • phone
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • agent
  • online
  • mobile app
Source: GEICOverified 2026-10-01
How to file a claimDiffers
  • online
  • phone
  • live chat
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • online
  • mobile app
  • phone
Source: GEICOverified 2026-10-01
Customer service channelsDiffers
  • live chat
  • phone
  • mail
  • email
  • local office
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • online
  • chat
  • phone
Source: GEICOverified 2026-10-01
Notable limitationsDiffers
  • Discounts not available in all states and may vary
  • Dividend policies are not available in every state, may not be available on all policy types, and are not guaranteed
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • Coverages such as homeowners, renters, condominium, life and identity protection insurance are, for the most part, not sold by the GEICO insurance subsidiaries; they are written by third parties and offered through GEICO's insurance agency
Source: U.S. Securities and Exchange Commission (EDGAR)verified 2026-10-01
Financial strength ratingsDiffers
  • AM Best: A+ (Superior)
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • A.M. Best: A++
Source: GEICOverified 2026-10-01

Both companies write auto, homeowners, renters, business, life insurance. Of the fields we have verified for either company, 9 differ and 2 are unverified on at least one side. We do not pick a winner and we do not score either company.

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