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Amica vs The Hartford

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The Hartford

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Business insuranceLast verified Oct 1, 2026
Verified facts for Amica and The Hartford, side by side
FieldAmicaThe Hartford
FoundedUnknown on one side1907Source: Amica Mutual Insurance Companyverified 2026-10-01Not verified
HeadquartersDiffersLincoln, Rhode IslandSource: Amica Mutual Insurance Companyverified 2026-09-30Hartford, ConnecticutSource: U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-30
Insurance productsDiffers
  • auto
  • homeowners
  • renters
  • business
  • life
Source: Amica Mutual Insurance Companyverified 2026-09-30
  • business
Source: The Hartfordverified 2026-09-30
States licensedDiffersAmica Mutual Insurance Company: authorized to do business in all states; Amica Life Insurance Company: all states, except Hawaii; Amica Property and Casualty Insurance Company: a limited number of statesSource: Amica Mutual Insurance Companyverified 2026-10-01Hartford Fire Insurance Company (NAIC 19682): All States and the District of Columbia, Canada, Guam, Northern Mariana Islands, Puerto Rico, Republic of the Marshall Islands and U.S. Virgin IslandsSource: The Hartfordverified 2026-09-30
Coverage typesDiffers
  • Collision
  • Comprehensive
  • Liability
  • Uninsured/Underinsured motorist
  • Personal injury protection
  • Medical payments
  • Roadside assistance
  • Guaranteed asset protection (GAP) insurance
  • Rental car reimbursement
  • Glass
  • Ridesharing or delivery driving
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • general liability insurance
  • workers' compensation insurance
  • commercial property insurance
Source: The Hartfordverified 2026-09-30
How to get a quoteSame
  • online
  • phone
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • online
  • phone
Source: The Hartfordverified 2026-09-30
How to file a claimDiffers
  • online
  • phone
  • live chat
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • online
  • phone
Source: The Hartfordverified 2026-09-30
Customer service channelsDiffers
  • live chat
  • phone
  • mail
  • email
  • local office
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • phone
  • online account
  • Spanish-language phone support
Source: The Hartfordverified 2026-09-30
Mobile appsUnknown on one sideNot verified
  • The Hartford app
Source: The Hartfordverified 2026-09-30
Notable limitationsDiffers
  • Discounts not available in all states and may vary
  • Dividend policies are not available in every state, may not be available on all policy types, and are not guaranteed
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • The Hartford does not represent that all types of insurance products or coverage are authorized in all states
  • Insurance coverage may not be available or approved for sale in all states or outside the United States
Source: The Hartfordverified 2026-09-30
Financial strength ratingsDiffers
  • AM Best: A+ (Superior)
Source: Amica Mutual Insurance Companyverified 2026-10-01
S&P financial strength rating of AA- on The Hartford's core subsidiaries, raised August 19, 2025Source: U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-30

Both companies write business insurance. Of the fields we have verified for either company, 8 differ and 2 are unverified on at least one side. We do not pick a winner and we do not score either company.

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