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Amica vs NEXT Insurance

Amica logo

Amica

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NEXT Insurance logo

NEXT Insurance

Full profile
Business insuranceLast verified Oct 1, 2026
Verified facts for Amica and NEXT Insurance, side by side
FieldAmicaNEXT Insurance
FoundedDiffers1907Source: Amica Mutual Insurance Companyverified 2026-10-012016Source: NEXT Insuranceverified 2026-09-30
HeadquartersDiffersLincoln, Rhode IslandSource: Amica Mutual Insurance Companyverified 2026-09-30Palo Alto, CASource: NEXT Insuranceverified 2026-09-30
Insurance productsDiffers
  • auto
  • homeowners
  • renters
  • business
  • life
Source: Amica Mutual Insurance Companyverified 2026-09-30
  • business
Source: NEXT Insuranceverified 2026-09-30
States licensedDiffersAmica Mutual Insurance Company: authorized to do business in all states; Amica Life Insurance Company: all states, except Hawaii; Amica Property and Casualty Insurance Company: a limited number of statesSource: Amica Mutual Insurance Companyverified 2026-10-01
  • AL
  • AZ
  • AR
  • CA
  • CO
  • DE
  • DC
  • FL
  • GA
  • HI
  • IL
  • IN
  • KS
  • KY
  • LA
  • MD
  • MA
  • MI
  • MN
  • MS
  • MO
  • MT
  • NE
  • NV
  • NH
  • NM
  • NC
  • ND
  • OH
  • OK
  • OR
  • PA
  • RI
  • SC
  • TN
  • TX
  • UT
  • VA
  • WV
  • WI
  • WY
Source: ERGO NEXT Insuranceverified 2026-09-30
Coverage typesDiffers
  • Collision
  • Comprehensive
  • Liability
  • Uninsured/Underinsured motorist
  • Personal injury protection
  • Medical payments
  • Roadside assistance
  • Guaranteed asset protection (GAP) insurance
  • Rental car reimbursement
  • Glass
  • Ridesharing or delivery driving
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • General Liability
  • Workers' Compensation
  • Commercial Property
  • Professional Liability
Source: NEXT Insuranceverified 2026-09-30
How to get a quoteDiffers
  • online
  • phone
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • online
Source: NEXT Insuranceverified 2026-09-30
How to file a claimDiffers
  • online
  • phone
  • live chat
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • online
  • phone
  • text
  • email
  • mail
Source: NEXT Insuranceverified 2026-09-30
Customer service channelsDiffers
  • live chat
  • phone
  • mail
  • email
  • local office
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • AI assistant chat
Source: NEXT Insuranceverified 2026-09-30
Notable limitationsDiffers
  • Discounts not available in all states and may vary
  • Dividend policies are not available in every state, may not be available on all policy types, and are not guaranteed
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • Not available in all states
Source: NEXT Insuranceverified 2026-09-30
Financial strength ratingsDiffers
  • AM Best: A+ (Superior)
Source: Amica Mutual Insurance Companyverified 2026-10-01		A+ (Superior) by AM BestSource: NEXT Insuranceverified 2026-09-30

Both companies write business insurance. Of the fields we have verified for either company, 10 differ and 0 are unverified on at least one side. We do not pick a winner and we do not score either company.

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