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NEXT Insurance insurance

  • business

Last verified 2026-09-30

Every statement below is drawn from the sources listed at the foot of the page, and each fact names the one it came from.

Overview

Founded
2016
Source:NEXT Insuranceverified 2026-09-30
Parent company
ERGO Group, a Munich Re company
Source:ERGO NEXT Insuranceverified 2026-09-30
Headquarters
Palo Alto, CA
Source:NEXT Insuranceverified 2026-09-30
NAIC number
16285
Source:ERGO NEXT Insuranceverified 2026-09-30

Products

Insurance products
  • business
Source:NEXT Insuranceverified 2026-09-30

Where it is available

States licensed
  • AL
  • AR
  • AZ
  • CA
  • CO
  • DC
  • DE
  • FL
  • GA
  • HI
  • IL
  • IN
  • KS
  • KY
  • LA
  • MA
  • MD
  • MI
  • MN
  • MO
  • MS
  • MT
  • NC
  • ND
  • NE
  • NH
  • NM
  • NV
  • OH
  • OK
  • OR
  • PA
  • RI
  • SC
  • TN
  • TX
  • UT
  • VA
  • WI
  • WV
  • WY
Source:ERGO NEXT Insuranceverified 2026-09-30

Coverage

Coverage types
  • General Liability
  • Workers' Compensation
  • Commercial Property
  • Professional Liability
Source:NEXT Insuranceverified 2026-09-30

Getting a quote

How to get a quote
  • online
Source:NEXT Insuranceverified 2026-09-30

Claims

How to file a claim
  • online
  • phone
  • text
  • email
  • mail
Source:NEXT Insuranceverified 2026-09-30

Customer service

Customer service channels
  • AI assistant chat
Source:NEXT Insuranceverified 2026-09-30

Limitations

Notable limitations
  • Not available in all states
Source:NEXT Insuranceverified 2026-09-30

Financial strength

Financial strength ratings
A+ (Superior) by AM Best
Source:NEXT Insuranceverified 2026-09-30

Other verified information

Brand transition
NEXT is now ERGO NEXT Insurance
Source:ERGO NEXT Insuranceverified 2026-09-30
Evidence

Sources behind this page

Each fact above names one of these. The tier is where the document sits in our source hierarchy, and the retrieval date is when we last pulled the page.

  1. ERGO NEXT InsuranceTier 2 · The company itself

    Licenses

    Retrieved 2026-09-30

  2. NEXT InsuranceTier 2 · The company itself

    About Us

    Retrieved 2026-09-29

  3. NEXT InsuranceTier 2 · The company itself

    Business Insurance

    Retrieved 2026-09-29

  4. NEXT InsuranceTier 2 · The company itself

    Claims

    Retrieved 2026-09-29

  5. NEXT InsuranceTier 2 · The company itself

    Help Center

    Retrieved 2026-09-29