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The Hartford vs NEXT Insurance

The Hartford logo

The Hartford

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NEXT Insurance logo

NEXT Insurance

Full profile
Business insuranceLast verified Sep 30, 2026
Verified facts for The Hartford and NEXT Insurance, side by side
FieldThe HartfordNEXT Insurance
FoundedUnknown on one sideNot verified2016Source: NEXT Insuranceverified 2026-09-30
HeadquartersDiffersHartford, ConnecticutSource: U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-30Palo Alto, CASource: NEXT Insuranceverified 2026-09-30
Insurance productsSame
  • business
Source: The Hartfordverified 2026-09-30
  • business
Source: NEXT Insuranceverified 2026-09-30
States licensedDiffersHartford Fire Insurance Company (NAIC 19682): All States and the District of Columbia, Canada, Guam, Northern Mariana Islands, Puerto Rico, Republic of the Marshall Islands and U.S. Virgin IslandsSource: The Hartfordverified 2026-09-30
  • AL
  • AZ
  • AR
  • CA
  • CO
  • DE
  • DC
  • FL
  • GA
  • HI
  • IL
  • IN
  • KS
  • KY
  • LA
  • MD
  • MA
  • MI
  • MN
  • MS
  • MO
  • MT
  • NE
  • NV
  • NH
  • NM
  • NC
  • ND
  • OH
  • OK
  • OR
  • PA
  • RI
  • SC
  • TN
  • TX
  • UT
  • VA
  • WV
  • WI
  • WY
Source: ERGO NEXT Insuranceverified 2026-09-30
Coverage typesDiffers
  • general liability insurance
  • workers' compensation insurance
  • commercial property insurance
Source: The Hartfordverified 2026-09-30
  • General Liability
  • Workers' Compensation
  • Commercial Property
  • Professional Liability
Source: NEXT Insuranceverified 2026-09-30
How to get a quoteDiffers
  • online
  • phone
Source: The Hartfordverified 2026-09-30
  • online
Source: NEXT Insuranceverified 2026-09-30
How to file a claimDiffers
  • online
  • phone
Source: The Hartfordverified 2026-09-30
  • online
  • phone
  • text
  • email
  • mail
Source: NEXT Insuranceverified 2026-09-30
Customer service channelsDiffers
  • phone
  • online account
  • Spanish-language phone support
Source: The Hartfordverified 2026-09-30
  • AI assistant chat
Source: NEXT Insuranceverified 2026-09-30
Mobile appsUnknown on one side
  • The Hartford app
Source: The Hartfordverified 2026-09-30
Not verified
Notable limitationsDiffers
  • The Hartford does not represent that all types of insurance products or coverage are authorized in all states
  • Insurance coverage may not be available or approved for sale in all states or outside the United States
Source: The Hartfordverified 2026-09-30
  • Not available in all states
Source: NEXT Insuranceverified 2026-09-30
Financial strength ratingsDiffersS&P financial strength rating of AA- on The Hartford's core subsidiaries, raised August 19, 2025Source: U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-30A+ (Superior) by AM BestSource: NEXT Insuranceverified 2026-09-30

Both companies write business insurance. Of the fields we have verified for either company, 8 differ and 2 are unverified on at least one side. We do not pick a winner and we do not score either company.

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