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Amica vs Liberty Mutual Insurance

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Liberty Mutual Insurance

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Verified facts for Amica and Liberty Mutual Insurance, side by side
FieldAmicaLiberty Mutual Insurance
FoundedUnknown on one side1907Source: Amica Mutual Insurance Companyverified 2026-10-01Not verified
HeadquartersDiffersLincoln, Rhode IslandSource: Amica Mutual Insurance Companyverified 2026-09-30Boston, MassachusettsSource: Liberty Mutual Insuranceverified 2026-09-30
Insurance productsDiffers
  • auto
  • homeowners
  • renters
  • business
  • life
Source: Amica Mutual Insurance Companyverified 2026-09-30
  • auto
  • homeowners
  • renters
  • life
  • pet
  • business
Source: Liberty Mutual Insuranceverified 2026-09-30
Underwritten byUnknown on one sideNot verifiedLiberty Mutual Fire Insurance Company and affiliates (pet insurance), administered by Companion Protect Insurance Agency, LLCSource: Liberty Mutual Insuranceverified 2026-09-30
States availableUnknown on one sideNot verifiedLiberty Mutual Insurance Company (NAIC #23043) is licensed in all states, the District of Columbia, Puerto Rico, U.S. Virgin Islands, Northern Mariana Islands, and CanadaSource: Liberty Mutual Insuranceverified 2026-09-30
States licensedUnknown on one sideAmica Mutual Insurance Company: authorized to do business in all states; Amica Life Insurance Company: all states, except Hawaii; Amica Property and Casualty Insurance Company: a limited number of statesSource: Amica Mutual Insurance Companyverified 2026-10-01Not verified
Coverage typesDiffers
  • Collision
  • Comprehensive
  • Liability
  • Uninsured/Underinsured motorist
  • Personal injury protection
  • Medical payments
  • Roadside assistance
  • Guaranteed asset protection (GAP) insurance
  • Rental car reimbursement
  • Glass
  • Ridesharing or delivery driving
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • Comprehensive coverage
  • Collision coverage
  • Personal injury protection
  • Property Damage coverage
  • Bodily injury liability
  • 24-Hour Roadside Assistance
Source: Liberty Mutual Insuranceverified 2026-09-30
How to get a quoteDiffers
  • online
  • phone
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • online
  • phone
  • agent
Source: Liberty Mutual Insuranceverified 2026-09-30
DiscountsUnknown on one sideNot verified
  • Violation-Free Discount
  • Multi-Car Discount
  • RightTrack
Source: Liberty Mutual Insuranceverified 2026-09-30
How to file a claimDiffers
  • online
  • phone
  • live chat
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • online
  • mobile app
Source: Liberty Mutual Insuranceverified 2026-09-30
Customer service channelsDiffers
  • live chat
  • phone
  • mail
  • email
  • local office
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • online account
  • phone
  • mail
  • agent
Source: Liberty Mutual Insuranceverified 2026-09-30
Notable limitationsDiffers
  • Discounts not available in all states and may vary
  • Dividend policies are not available in every state, may not be available on all policy types, and are not guaranteed
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • Pet insurance does not cover pre-existing conditions; waiting periods, deductibles, benefit limits and exclusions may apply
Source: Liberty Mutual Insuranceverified 2026-09-30
Financial strength ratingsUnknown on one side
  • AM Best: A+ (Superior)
Source: Amica Mutual Insurance Companyverified 2026-10-01
Not verified

Both companies write auto, homeowners, renters, business, life insurance. Of the fields we have verified for either company, 7 differ and 6 are unverified on at least one side. We do not pick a winner and we do not score either company.

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