Liberty Mutual Insurance insurance
- auto
- business
- homeowners
- life
- pet
- renters
Last verified 2026-09-30
Every statement below is drawn from the sources listed at the foot of the page, and each fact names the one it came from.
- Official website
- https://www.libertymutual.com/Source:Liberty Mutual Insuranceverified 2026-09-30
Overview
- Headquarters
- Boston, MassachusettsSource:Liberty Mutual Insuranceverified 2026-09-30
- Official website
- https://www.libertymutual.com/Source:Liberty Mutual Insuranceverified 2026-09-30
- NAIC number
- 23043Source:Liberty Mutual Insuranceverified 2026-09-30
Products
- Insurance products
- auto
- homeowners
- renters
- life
- pet
- business
Source:Liberty Mutual Insuranceverified 2026-09-30- Underwritten by
- Liberty Mutual Fire Insurance Company and affiliates (pet insurance), administered by Companion Protect Insurance Agency, LLCSource:Liberty Mutual Insuranceverified 2026-09-30
Where it is available
- States available
- Liberty Mutual Insurance Company (NAIC #23043) is licensed in all states, the District of Columbia, Puerto Rico, U.S. Virgin Islands, Northern Mariana Islands, and CanadaSource:Liberty Mutual Insuranceverified 2026-09-30
Coverage
- Coverage types
- Comprehensive coverage
- Collision coverage
- Personal injury protection
- Property Damage coverage
- Bodily injury liability
- 24-Hour Roadside Assistance
Source:Liberty Mutual Insuranceverified 2026-09-30
Getting a quote
- How to get a quote
- online
- phone
- agent
Source:Liberty Mutual Insuranceverified 2026-09-30
Discounts
- Discounts
- Violation-Free Discount
- Multi-Car Discount
- RightTrack
Source:Liberty Mutual Insuranceverified 2026-09-30
Claims
- How to file a claim
- online
- mobile app
Source:Liberty Mutual Insuranceverified 2026-09-30
Customer service
- Customer service channels
- online account
- phone
- agent
Source:Liberty Mutual Insuranceverified 2026-09-30
Limitations
- Notable limitations
- Pet insurance does not cover pre-existing conditions; waiting periods, deductibles, benefit limits and exclusions may apply
Source:Liberty Mutual Insuranceverified 2026-09-30
Customer reviews
Where to read reviews of Liberty Mutual Insurance
We do not republish other sites' reviews, so there are no quotes or scores here. These are the places that host reviews of Liberty Mutual Insurance, and each link goes to that company's own profile there. We did not write them, we do not moderate them, and we have no relationship with any of these sites.
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Work the numbers
Tools for these insurance lines
Deterministic calculators with their method written out. None of them produce a quote.
- Deductible exposure explorerShows exactly how one loss splits between you and your insurer at each deductible level, and how much more of a loss you carry when you raise it.Open tool
- Insurance company comparisonPut two companies side by side on the facts we have verified, with the source for each one and an explicit gap where we have not verified something.Open tool
- Auto insurance requirements by stateThe auto insurance a state requires you to carry, shown only for states where the requirement has been researched and sourced, with the source and the date attached to each one.Open tool
- Business insurance needs wizardAnswer nine questions about how your business operates and see which coverage categories to ask about, with the reason each one came up.Open tool
- Homeowners coverage estimatorShows how the limits on a homeowners policy relate to each other: other structures, personal property and loss of use as percentages of the dwelling limit you enter.Open tool
- Life insurance needs calculatorAdds up the money your household would need to replace, then subtracts what is already in place, and shows every line of the arithmetic.Open tool
- Pet insurance comparisonWaiting periods, age restrictions, reimbursement and deductible options for the pet insurers in our database, showing only what has been verified.Open tool
Evidence
Sources behind this page
Each fact above names one of these. The tier is where the document sits in our source hierarchy, and the retrieval date is when we last pulled the page.