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GEICO vs Liberty Mutual Insurance

Liberty Mutual Insurance logo

Liberty Mutual Insurance

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Verified facts for GEICO and Liberty Mutual Insurance, side by side
FieldGEICOLiberty Mutual Insurance
FoundedUnknown on one side1936Source: GEICOverified 2026-09-30Not verified
HeadquartersDiffersBethesda, MarylandSource: GEICOverified 2026-10-01Boston, MassachusettsSource: Liberty Mutual Insuranceverified 2026-09-30
Insurance productsDiffers
  • auto
  • homeowners
  • renters
  • business
  • life
  • pet
  • travel
Source: GEICOverified 2026-09-30
  • auto
  • homeowners
  • renters
  • life
  • pet
  • business
Source: Liberty Mutual Insuranceverified 2026-09-30
Underwritten byUnknown on one sideNot verifiedLiberty Mutual Fire Insurance Company and affiliates (pet insurance), administered by Companion Protect Insurance Agency, LLCSource: Liberty Mutual Insuranceverified 2026-09-30
States availableDiffersall 50 states and the District of ColumbiaSource: U.S. Securities and Exchange Commission (EDGAR)verified 2026-10-01Liberty Mutual Insurance Company (NAIC #23043) is licensed in all states, the District of Columbia, Puerto Rico, U.S. Virgin Islands, Northern Mariana Islands, and CanadaSource: Liberty Mutual Insuranceverified 2026-09-30
Coverage typesDiffers
  • Liability
  • Vehicle
  • Medical
  • Uninsured Motorist
  • Additional Coverage
Source: GEICOverified 2026-10-01
  • Comprehensive coverage
  • Collision coverage
  • Personal injury protection
  • Property Damage coverage
  • Bodily injury liability
  • 24-Hour Roadside Assistance
Source: Liberty Mutual Insuranceverified 2026-09-30
How to get a quoteDiffers
  • agent
  • online
  • mobile app
Source: GEICOverified 2026-10-01
  • online
  • phone
  • agent
Source: Liberty Mutual Insuranceverified 2026-09-30
DiscountsUnknown on one sideNot verified
  • Violation-Free Discount
  • Multi-Car Discount
  • RightTrack
Source: Liberty Mutual Insuranceverified 2026-09-30
How to file a claimDiffers
  • online
  • mobile app
  • phone
Source: GEICOverified 2026-10-01
  • online
  • mobile app
Source: Liberty Mutual Insuranceverified 2026-09-30
Customer service channelsDiffers
  • online
  • chat
  • phone
Source: GEICOverified 2026-10-01
  • online account
  • phone
  • mail
  • agent
Source: Liberty Mutual Insuranceverified 2026-09-30
Notable limitationsDiffers
  • Coverages such as homeowners, renters, condominium, life and identity protection insurance are, for the most part, not sold by the GEICO insurance subsidiaries; they are written by third parties and offered through GEICO's insurance agency
Source: U.S. Securities and Exchange Commission (EDGAR)verified 2026-10-01
  • Pet insurance does not cover pre-existing conditions; waiting periods, deductibles, benefit limits and exclusions may apply
Source: Liberty Mutual Insuranceverified 2026-09-30
Financial strength ratingsUnknown on one side
  • A.M. Best: A++
Source: GEICOverified 2026-10-01
Not verified

Both companies write auto, homeowners, renters, business, life, pet insurance. Of the fields we have verified for either company, 8 differ and 4 are unverified on at least one side. We do not pick a winner and we do not score either company.

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