Hippo vs Liberty Mutual Insurance
Homeowners insuranceLast verified Sep 30, 2026
| Field | Hippo | Liberty Mutual Insurance |
|---|---|---|
| HeadquartersDiffers | San Jose, CaliforniaSource: U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-30 | Boston, MassachusettsSource: Liberty Mutual Insuranceverified 2026-09-30 |
| Insurance productsDiffers |
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| Underwritten byDiffers | Spinnaker Insurance Company (Illinois); Spinnaker Specialty Insurance Company (Texas, authorized/non-admitted); Wingsail Insurance Company (Arizona, admitted)Source: U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-30 | Liberty Mutual Fire Insurance Company and affiliates (pet insurance), administered by Companion Protect Insurance Agency, LLCSource: Liberty Mutual Insuranceverified 2026-09-30 |
| States availableDiffers | Hippo Analytics Inc. is licensed as an insurance agency in 50 states and the District of Columbia; Spinnaker is licensed to write limited lines of business in 50 states and the District of ColumbiaSource: U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-30 | Liberty Mutual Insurance Company (NAIC #23043) is licensed in all states, the District of Columbia, Puerto Rico, U.S. Virgin Islands, Northern Mariana Islands, and CanadaSource: Liberty Mutual Insuranceverified 2026-09-30 |
| Coverage typesDiffers |
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| Optional coveragesUnknown on one side |
| Not verified |
| How to get a quoteDiffers |
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| DiscountsDiffers |
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| How to file a claimDiffers |
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| Notable limitationsDiffers |
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Both companies write homeowners insurance. Of the fields we have verified for either company, 10 differ and 1 are unverified on at least one side. We do not pick a winner and we do not score either company.
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