Hippo insurance
- homeowners
Last verified 2026-09-30
Every statement below is drawn from the sources listed at the foot of the page, and each fact names the one it came from.
- Official website
- https://www.hippo.com/Source:U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-30
Overview
- Headquarters
- San Jose, CaliforniaSource:U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-30
- Official website
- https://www.hippo.com/Source:U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-30
Products
- Insurance products
- homeowners
Source:Hippoverified 2026-09-30- Other insurance offered
- Auto insurance
- Flood insurance
- Pet insurance
- Landlord insurance
Source:Hippoverified 2026-09-30- Underwritten by
- Spinnaker Insurance Company (Illinois); Spinnaker Specialty Insurance Company (Texas, authorized/non-admitted); Wingsail Insurance Company (Arizona, admitted)Source:U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-30
Where it is available
- States available
- Hippo Analytics Inc. is licensed as an insurance agency in 50 states and the District of Columbia; Spinnaker is licensed to write limited lines of business in 50 states and the District of ColumbiaSource:U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-30
Coverage
Getting a quote
- How to get a quote
- online
Source:Hippoverified 2026-09-30
Discounts
- Discounts
- Loss-Free Discount
- Home Buyer Discount
- Theft Protection Devices Discount
- Affinity Discount
- Hail Resistant Roof Discount
- HOA Discount
- Companion Policy Discount
Source:Hippoverified 2026-09-30
Claims
- How to file a claim
- mobile app
- online portal
- phone
Source:Hippoverified 2026-09-30
Customer service
- Customer service channels
- phone
Source:Hippoverified 2026-09-30
Limitations
- Notable limitations
- Claims on policies placed with a carrier other than Hippo must be filed with that carrier, not with Hippo
Source:Hippoverified 2026-09-30
Where to read reviews of Hippo
We do not republish other sites' reviews, so there are no quotes or scores here. These are the places that host reviews of Hippo, and each link goes to that company's own profile there. We did not write them, we do not moderate them, and we have no relationship with any of these sites.
Put Hippo beside another company
Only pairs where both companies are fully researched get a comparison, so every row has a source on both sides.
Tools for these insurance lines
Deterministic calculators with their method written out. None of them produce a quote.
- Deductible exposure explorerShows exactly how one loss splits between you and your insurer at each deductible level, and how much more of a loss you carry when you raise it.Open tool
- Insurance company comparisonPut two companies side by side on the facts we have verified, with the source for each one and an explicit gap where we have not verified something.Open tool
- Homeowners coverage estimatorShows how the limits on a homeowners policy relate to each other: other structures, personal property and loss of use as percentages of the dwelling limit you enter.Open tool
Sources behind this page
Each fact above names one of these. The tier is where the document sits in our source hierarchy, and the retrieval date is when we last pulled the page.
U.S. Securities and Exchange Commission (EDGAR)Tier 1 · Government and regulators
Hippo Holdings Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2025Retrieved 2026-09-29