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Amica vs MassMutual

Amica logo

Amica

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MassMutual logo

MassMutual

Full profile
Life insuranceLast verified Oct 1, 2026
Verified facts for Amica and MassMutual, side by side
FieldAmicaMassMutual
FoundedDiffers1907Source: Amica Mutual Insurance Companyverified 2026-10-011851Source: MassMutualverified 2026-10-01
HeadquartersDiffersLincoln, Rhode IslandSource: Amica Mutual Insurance Companyverified 2026-09-30Springfield, MassachusettsSource: MassMutualverified 2026-10-01
Insurance productsDiffers
  • auto
  • homeowners
  • renters
  • business
  • life
Source: Amica Mutual Insurance Companyverified 2026-09-30
  • life
Source: MassMutualverified 2026-09-30
States licensedDiffersAmica Mutual Insurance Company: authorized to do business in all states; Amica Life Insurance Company: all states, except Hawaii; Amica Property and Casualty Insurance Company: a limited number of statesSource: Amica Mutual Insurance Companyverified 2026-10-01all states, the District of Columbia, and Puerto RicoSource: MassMutualverified 2026-10-01
Coverage typesDiffers
  • Collision
  • Comprehensive
  • Liability
  • Uninsured/Underinsured motorist
  • Personal injury protection
  • Medical payments
  • Roadside assistance
  • Guaranteed asset protection (GAP) insurance
  • Rental car reimbursement
  • Glass
  • Ridesharing or delivery driving
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • term
  • permanent
Source: MassMutualverified 2026-10-01
Eligibility notesUnknown on one sideNot verified
  • Algorithmic Underwriting: ages 17-59, physical exam and labs required
  • MassExpress Fluidless: ages 17-50, no physical exam or labs required
Source: MassMutualverified 2026-10-01
How to get a quoteDiffers
  • online
  • phone
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • through a financial professional
Source: MassMutualverified 2026-10-01
How to file a claimDiffers
  • online
  • phone
  • live chat
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • online
  • mail
  • email
  • fax
Source: MassMutualverified 2026-10-01
Customer service channelsDiffers
  • live chat
  • phone
  • mail
  • email
  • local office
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • phone
  • email
  • online dashboard
Source: MassMutualverified 2026-10-01
Mobile appsUnknown on one sideNot verified
  • MassMutual App (Apple App Store, Google Play)
Source: MassMutualverified 2026-10-01
Notable limitationsDiffers
  • Discounts not available in all states and may vary
  • Dividend policies are not available in every state, may not be available on all policy types, and are not guaranteed
Source: Amica Mutual Insurance Companyverified 2026-10-01
  • Some product, product features, or underlying investment options may not be available in all states
  • Products are generally not available for purchase outside the United States
Source: MassMutualverified 2026-10-01
Financial strength ratingsUnknown on one side
  • AM Best: A+ (Superior)
Source: Amica Mutual Insurance Companyverified 2026-10-01		Not verified

Both companies write life insurance. Of the fields we have verified for either company, 9 differ and 3 are unverified on at least one side. We do not pick a winner and we do not score either company.

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