World Nomads insurance
- travel
Last verified 2026-09-30
Every statement below is drawn from the sources listed at the foot of the page, and each fact names the one it came from.
Overview
- Parent company
- nib holdings limitedSource:World Nomadsverified 2026-09-30
- Headquarters
- Oakland, California (World Nomads Inc., US entity)Source:World Nomadsverified 2026-09-30
Products
- Insurance products
- travel
Source:World Nomadsverified 2026-09-30- Underwritten by
- United States Fire Insurance Company (US plans, serviced by Trip Mate, a Generali Global Assistance & Insurance Services brand)Source:World Nomadsverified 2026-09-30
Where it is available
- States licensed
- licensed in all states (Trip Mate, the Generali Global Assistance & Insurance Services brand that services the US World Nomads plans)Source:World Nomadsverified 2026-09-30
Coverage
- Coverage types
- Overseas medical expenses
- Lost or stolen baggage
- Personal belongings
- Trip cancellations
- Coronavirus-related events
- Over 150 activities, sports and experiences
- Natural disasters
Source:World Nomadsverified 2026-09-30- Optional coverages
- Cancel For Any Reason
Source:World Nomadsverified 2026-09-30- Eligibility notes
- Country of residence is where you are a citizen or legal resident, have access to long term medical care, would be repatriated to, have unrestricted right of entry, and have a residential addressSource:World Nomadsverified 2026-09-30
Getting a quote
- How to get a quote
- online
Source:World Nomadsverified 2026-09-30
Claims
- How to file a claim
- online via membership dashboard
Source:World Nomadsverified 2026-09-30
Customer service
- Customer service channels
- phone
- SMS
Source:World Nomadsverified 2026-09-30
Limitations
- Notable limitations
- Travel warnings: destinations with a Do not travel warning from your home country government body are not covered
- Existing medical conditions may not be covered unless specifically stated as covered in the policy wording
- Adventure activities: specific exclusions, limitations and conditions apply to many activities and sports
- Change of mind or reluctance to travel is not covered
- Losses arising from unlawful or dishonest acts are not covered
Source:World Nomadsverified 2026-09-30
Compare
Put World Nomads beside another company
Only pairs where both companies are fully researched get a comparison, so every row has a source on both sides.
Work the numbers
Tools for these insurance lines
Deterministic calculators with their method written out. None of them produce a quote.
- Insurance company comparisonPut two companies side by side on the facts we have verified, with the source for each one and an explicit gap where we have not verified something.Open tool
- Travel insurance needs wizardAnswer seven questions about a trip and see which travel coverage categories to ask about, with the two exclusions travellers most often find out about too late.Open tool
Evidence
Sources behind this page
Each fact above names one of these. The tier is where the document sits in our source hierarchy, and the retrieval date is when we last pulled the page.
World NomadsTier 2 · The company itself
Simple, Flexible Travel Insurance | World Nomads USARetrieved 2026-09-30
