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World Nomads insurance

  • travel

Last verified 2026-09-30

Every statement below is drawn from the sources listed at the foot of the page, and each fact names the one it came from.

Overview

Parent company
nib holdings limited
Source:World Nomadsverified 2026-09-30
Headquarters
Oakland, California (World Nomads Inc., US entity)
Source:World Nomadsverified 2026-09-30

Products

Insurance products
  • travel
Source:World Nomadsverified 2026-09-30
Underwritten by
United States Fire Insurance Company (US plans, serviced by Trip Mate, a Generali Global Assistance & Insurance Services brand)
Source:World Nomadsverified 2026-09-30

Where it is available

States licensed
licensed in all states (Trip Mate, the Generali Global Assistance & Insurance Services brand that services the US World Nomads plans)
Source:World Nomadsverified 2026-09-30

Coverage

Coverage types
  • Overseas medical expenses
  • Lost or stolen baggage
  • Personal belongings
  • Trip cancellations
  • Coronavirus-related events
  • Over 150 activities, sports and experiences
  • Natural disasters
Source:World Nomadsverified 2026-09-30
Optional coverages
  • Cancel For Any Reason
Source:World Nomadsverified 2026-09-30
Eligibility notes
Country of residence is where you are a citizen or legal resident, have access to long term medical care, would be repatriated to, have unrestricted right of entry, and have a residential address
Source:World Nomadsverified 2026-09-30

Getting a quote

How to get a quote
  • online
Source:World Nomadsverified 2026-09-30

Claims

How to file a claim
  • online via membership dashboard
Source:World Nomadsverified 2026-09-30

Customer service

Customer service channels
  • phone
  • SMS
  • email
Source:World Nomadsverified 2026-09-30

Limitations

Notable limitations
  • Travel warnings: destinations with a Do not travel warning from your home country government body are not covered
  • Existing medical conditions may not be covered unless specifically stated as covered in the policy wording
  • Adventure activities: specific exclusions, limitations and conditions apply to many activities and sports
  • Change of mind or reluctance to travel is not covered
  • Losses arising from unlawful or dishonest acts are not covered
Source:World Nomadsverified 2026-09-30
Evidence

Sources behind this page

Each fact above names one of these. The tier is where the document sits in our source hierarchy, and the retrieval date is when we last pulled the page.

  1. World NomadsTier 2 · The company itself

    Travel Insurance for Your Next Adventure

    Retrieved 2026-09-29

  2. World NomadsTier 2 · The company itself

    Simple, Flexible Travel Insurance | World Nomads USA

    Retrieved 2026-09-30