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GEICO vs World Nomads

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World Nomads

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Travel insuranceLast verified Oct 1, 2026
Verified facts for GEICO and World Nomads, side by side
FieldGEICOWorld Nomads
FoundedUnknown on one side1936Source: GEICOverified 2026-09-30Not verified
HeadquartersDiffersBethesda, MarylandSource: GEICOverified 2026-10-01Oakland, California (World Nomads Inc., US entity)Source: World Nomadsverified 2026-09-30
Insurance productsDiffers
  • auto
  • homeowners
  • renters
  • business
  • life
  • pet
  • travel
Source: GEICOverified 2026-09-30
  • travel
Source: World Nomadsverified 2026-09-30
Underwritten byUnknown on one sideNot verifiedUnited States Fire Insurance Company (US plans, serviced by Trip Mate, a Generali Global Assistance & Insurance Services brand)Source: World Nomadsverified 2026-09-30
States availableUnknown on one sideall 50 states and the District of ColumbiaSource: U.S. Securities and Exchange Commission (EDGAR)verified 2026-10-01Not verified
States licensedUnknown on one sideNot verifiedlicensed in all states (Trip Mate, the Generali Global Assistance & Insurance Services brand that services the US World Nomads plans)Source: World Nomadsverified 2026-09-30
Coverage typesDiffers
  • Liability
  • Vehicle
  • Medical
  • Uninsured Motorist
  • Additional Coverage
Source: GEICOverified 2026-10-01
  • Overseas medical expenses
  • Lost or stolen baggage
  • Personal belongings
  • Trip cancellations
  • Coronavirus-related events
  • Over 150 activities, sports and experiences
  • Natural disasters
Source: World Nomadsverified 2026-09-30
Optional coveragesUnknown on one sideNot verified
  • Cancel For Any Reason
Source: World Nomadsverified 2026-09-30
Eligibility notesUnknown on one sideNot verifiedCountry of residence is where you are a citizen or legal resident, have access to long term medical care, would be repatriated to, have unrestricted right of entry, and have a residential addressSource: World Nomadsverified 2026-09-30
How to get a quoteDiffers
  • agent
  • online
  • mobile app
Source: GEICOverified 2026-10-01
  • online
Source: World Nomadsverified 2026-09-30
How to file a claimDiffers
  • online
  • mobile app
  • phone
Source: GEICOverified 2026-10-01
  • online via membership dashboard
Source: World Nomadsverified 2026-09-30
Customer service channelsDiffers
  • online
  • chat
  • phone
Source: GEICOverified 2026-10-01
  • phone
  • SMS
  • email
Source: World Nomadsverified 2026-09-30
Notable limitationsDiffers
  • Coverages such as homeowners, renters, condominium, life and identity protection insurance are, for the most part, not sold by the GEICO insurance subsidiaries; they are written by third parties and offered through GEICO's insurance agency
Source: U.S. Securities and Exchange Commission (EDGAR)verified 2026-10-01
  • Travel warnings: destinations with a Do not travel warning from your home country government body are not covered
  • Existing medical conditions may not be covered unless specifically stated as covered in the policy wording
  • Adventure activities: specific exclusions, limitations and conditions apply to many activities and sports
  • Change of mind or reluctance to travel is not covered
  • Losses arising from unlawful or dishonest acts are not covered
Source: World Nomadsverified 2026-09-30
Financial strength ratingsUnknown on one side
  • A.M. Best: A++
Source: GEICOverified 2026-10-01
Not verified

Both companies write travel insurance. Of the fields we have verified for either company, 7 differ and 7 are unverified on at least one side. We do not pick a winner and we do not score either company.

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