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Travel Guard vs World Nomads

Travel Guard logo

Travel Guard

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World Nomads logo

World Nomads

Full profile
Travel insuranceLast verified Sep 30, 2026
Verified facts for Travel Guard and World Nomads, side by side
FieldTravel GuardWorld Nomads
HeadquartersDiffersStevens Point, WisconsinSource: Travel Guardverified 2026-09-30Oakland, California (World Nomads Inc., US entity)Source: World Nomadsverified 2026-09-30
Insurance productsSame
  • travel
Source: Travel Guardverified 2026-09-30
  • travel
Source: World Nomadsverified 2026-09-30
Underwritten byDiffers
  • American Zurich Insurance Company (NAIC No. 40142)
  • Zurich American Insurance Company (NAIC No. 16535)
  • National Union Fire Insurance Company of Pittsburgh, Pa. (NAIC No. 19445)
Source: Travel Guardverified 2026-09-30
United States Fire Insurance Company (US plans, serviced by Trip Mate, a Generali Global Assistance & Insurance Services brand)Source: World Nomadsverified 2026-09-30
States availableUnknown on one sideresidents of U.S. states and the District of Columbia onlySource: Travel Guardverified 2026-09-30Not verified
States licensedUnknown on one sideNot verifiedlicensed in all states (Trip Mate, the Generali Global Assistance & Insurance Services brand that services the US World Nomads plans)Source: World Nomadsverified 2026-09-30
Coverage typesDiffers
  • Baggage Coverage
  • Baggage Delay
  • Security Evacuation
  • Ancillary Evacuation Benefits
  • Travel Medical Expense/Dental Expense
  • Emergency Evacuation & Repatriation of Remains
Source: Travel Guardverified 2026-09-30
  • Overseas medical expenses
  • Lost or stolen baggage
  • Personal belongings
  • Trip cancellations
  • Coronavirus-related events
  • Over 150 activities, sports and experiences
  • Natural disasters
Source: World Nomadsverified 2026-09-30
Optional coveragesUnknown on one sideNot verified
  • Cancel For Any Reason
Source: World Nomadsverified 2026-09-30
Eligibility notesUnknown on one sideNot verifiedCountry of residence is where you are a citizen or legal resident, have access to long term medical care, would be repatriated to, have unrestricted right of entry, and have a residential addressSource: World Nomadsverified 2026-09-30
How to get a quoteDiffers
  • online
  • phone
Source: Travel Guardverified 2026-09-30
  • online
Source: World Nomadsverified 2026-09-30
How to file a claimDiffers
  • online
  • phone
Source: Travel Guardverified 2026-09-30
  • online via membership dashboard
Source: World Nomadsverified 2026-09-30
Customer service channelsDiffers
  • email
  • online contact form
  • phone
Source: Travel Guardverified 2026-09-30
  • phone
  • SMS
  • email
Source: World Nomadsverified 2026-09-30
Notable limitationsDiffers
  • Coverage may not be available in all states
Source: Travel Guardverified 2026-09-30
  • Travel warnings: destinations with a Do not travel warning from your home country government body are not covered
  • Existing medical conditions may not be covered unless specifically stated as covered in the policy wording
  • Adventure activities: specific exclusions, limitations and conditions apply to many activities and sports
  • Change of mind or reluctance to travel is not covered
  • Losses arising from unlawful or dishonest acts are not covered
Source: World Nomadsverified 2026-09-30

Both companies write travel insurance. Of the fields we have verified for either company, 7 differ and 4 are unverified on at least one side. We do not pick a winner and we do not score either company.

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