Travelers vs World Nomads

Travelers

World Nomads

Travel insuranceLast verified Oct 1, 2026

Verified facts for Travelers and World Nomads, side by side
Field	Travelers	World Nomads
FoundedUnknown on one side	1853Source: U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-30	Not verified
HeadquartersDiffers	New York, New YorkSource: U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-30	Oakland, California (World Nomads Inc., US entity)Source: World Nomadsverified 2026-09-30
Insurance productsDiffers	auto homeowners renters business pet travel Source: Travelersverified 2026-09-30	travel Source: World Nomadsverified 2026-09-30
Underwritten byUnknown on one side	Not verified	United States Fire Insurance Company (US plans, serviced by Trip Mate, a Generali Global Assistance & Insurance Services brand)Source: World Nomadsverified 2026-09-30
States licensedDiffers	all U.S. states, the District of Columbia, Guam, Puerto Rico, the U.S. Virgin Islands, American Samoa and the Northern Mariana IslandsSource: U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-29	licensed in all states (Trip Mate, the Generali Global Assistance & Insurance Services brand that services the US World Nomads plans)Source: World Nomadsverified 2026-09-30
Coverage typesDiffers	Liability coverage Collision coverage Comprehensive coverage Loan or lease gap coverage Extended transportation expenses coverage Source: Travelersverified 2026-10-01	Overseas medical expenses Lost or stolen baggage Personal belongings Trip cancellations Coronavirus-related events Over 150 activities, sports and experiences Natural disasters Source: World Nomadsverified 2026-09-30
Optional coveragesUnknown on one side	Not verified	Cancel For Any Reason Source: World Nomadsverified 2026-09-30
Eligibility notesUnknown on one side	Not verified	Country of residence is where you are a citizen or legal resident, have access to long term medical care, would be repatriated to, have unrestricted right of entry, and have a residential addressSource: World Nomadsverified 2026-09-30
How to get a quoteDiffers	online phone agent Source: Travelersverified 2026-10-01	online Source: World Nomadsverified 2026-09-30
How to file a claimDiffers	online phone Source: Travelersverified 2026-10-01	online via membership dashboard Source: World Nomadsverified 2026-09-30
Customer service channelsDiffers	phone online self-service (MyTravelers) mobile app Source: Travelersverified 2026-10-01	phone SMS email Source: World Nomadsverified 2026-09-30
Notable limitationsDiffers	Safe Driver Discount is not available in CA or NY Availability of products may vary by state Certain products may only be available through a local independent agent Certain products in certain states may not be available on a standalone basis Discounts may not apply to all coverages and/or vehicles Source: Travelersverified 2026-10-01	Travel warnings: destinations with a Do not travel warning from your home country government body are not covered Existing medical conditions may not be covered unless specifically stated as covered in the policy wording Adventure activities: specific exclusions, limitations and conditions apply to many activities and sports Change of mind or reluctance to travel is not covered Losses arising from unlawful or dishonest acts are not covered Source: World Nomadsverified 2026-09-30

Both companies write travel insurance. Of the fields we have verified for either company, 8 differ and 4 are unverified on at least one side. We do not pick a winner and we do not score either company.

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