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SafetyWing vs World Nomads

SafetyWing logo

SafetyWing

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World Nomads logo

World Nomads

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Travel insuranceLast verified Oct 1, 2026
Verified facts for SafetyWing and World Nomads, side by side
FieldSafetyWingWorld Nomads
FoundedUnknown on one side2018Source: SafetyWingverified 2026-10-01Not verified
HeadquartersUnknown on one sideNot verifiedOakland, California (World Nomads Inc., US entity)Source: World Nomadsverified 2026-09-30
Insurance productsSame
  • travel
Source: SafetyWingverified 2026-09-30
  • travel
Source: World Nomadsverified 2026-09-30
Underwritten byDiffersSafetyWing Insurance I.I., a Puerto Rico domiciled international insurerSource: SafetyWingverified 2026-09-30United States Fire Insurance Company (US plans, serviced by Trip Mate, a Generali Global Assistance & Insurance Services brand)Source: World Nomadsverified 2026-09-30
States licensedDiffersState of Domicile: Puerto Rico; Company Type: International Insurers; Status: ActiveSource: National Association of Insurance Commissioners (State Based Systems)verified 2026-10-01licensed in all states (Trip Mate, the Generali Global Assistance & Insurance Services brand that services the US World Nomads plans)Source: World Nomadsverified 2026-09-30
Coverage typesDiffers
  • hospital stays
  • surgeries
  • medications
  • lost luggage
  • travel delays
  • emergency evacuations
Source: SafetyWingverified 2026-09-30
  • Overseas medical expenses
  • Lost or stolen baggage
  • Personal belongings
  • Trip cancellations
  • Coronavirus-related events
  • Over 150 activities, sports and experiences
  • Natural disasters
Source: World Nomadsverified 2026-09-30
Optional coveragesDiffers
  • US coverage
  • Adventure sports
  • Electronics theft
Source: SafetyWingverified 2026-09-30
  • Cancel For Any Reason
Source: World Nomadsverified 2026-09-30
Age restrictionsUnknown on one sideat least 14 days of age through age 69Source: SafetyWingverified 2026-10-01Not verified
Eligibility notesDiffersNot covered when traveling to the US unless the USA add-on is purchased; US citizens and residents cannot use the insurance in the USSource: SafetyWingverified 2026-10-01Country of residence is where you are a citizen or legal resident, have access to long term medical care, would be repatriated to, have unrestricted right of entry, and have a residential addressSource: World Nomadsverified 2026-09-30
How to get a quoteSame
  • online
Source: SafetyWingverified 2026-10-01
  • online
Source: World Nomadsverified 2026-09-30
How to file a claimDiffers
  • online dashboard
  • email
Source: SafetyWingverified 2026-10-01
  • online via membership dashboard
Source: World Nomadsverified 2026-09-30
Customer service channelsDiffers
  • live chat
  • email
Source: SafetyWingverified 2026-09-30
  • phone
  • SMS
  • email
Source: World Nomadsverified 2026-09-30
Notable limitationsDiffers
  • Not available if you were born less than 14 days ago
  • Not available if your age is 70 or older
Source: SafetyWingverified 2026-10-01
  • Travel warnings: destinations with a Do not travel warning from your home country government body are not covered
  • Existing medical conditions may not be covered unless specifically stated as covered in the policy wording
  • Adventure activities: specific exclusions, limitations and conditions apply to many activities and sports
  • Change of mind or reluctance to travel is not covered
  • Losses arising from unlawful or dishonest acts are not covered
Source: World Nomadsverified 2026-09-30

Both companies write travel insurance. Of the fields we have verified for either company, 8 differ and 3 are unverified on at least one side. We do not pick a winner and we do not score either company.

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