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Fetch Pet Insurance vs Pets Best

Fetch Pet Insurance logo

Fetch Pet Insurance

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Pets Best logo

Pets Best

Full profile
Pet insuranceLast verified Oct 1, 2026
Verified facts for Fetch Pet Insurance and Pets Best, side by side
FieldFetch Pet InsurancePets Best
FoundedDiffers2003Source: Fetch Pet Insuranceverified 2026-09-302005Source: Pets Bestverified 2026-09-30
HeadquartersUnknown on one sideNot verifiedBoise, IDSource: Pets Bestverified 2026-09-30
Insurance productsSame
  • pet
Source: Fetch Pet Insuranceverified 2026-09-30
  • pet
Source: Pets Bestverified 2026-09-30
Underwritten byDiffersAXIS Insurance CompanySource: Fetch Pet Insuranceverified 2026-09-30American Pet Insurance Company, Independence American Insurance Company, Independence Pet Insurance Company, or MS Transverse Insurance CompanySource: Pets Bestverified 2026-09-30
States availableDiffersall 50 statesSource: Fetch Pet Insuranceverified 2026-10-01
  • AL
  • AK
  • AZ
  • AR
  • CA
  • CO
  • CT
  • DE
  • DC
  • FL
  • GA
  • HI
  • ID
  • IL
  • IN
  • IA
  • KS
  • KY
  • LA
  • ME
  • MD
  • MA
  • MI
  • MN
  • MS
  • MO
  • MT
  • NE
  • NV
  • NH
  • NJ
  • NM
  • NY
  • NC
  • ND
  • OH
  • OK
  • OR
  • PA
  • RI
  • SC
  • SD
  • TN
  • TX
  • UT
  • VT
  • VA
  • WA
  • WV
  • WI
  • WY
Source: Pets Bestverified 2026-10-01
Coverage typesDiffers
  • Accidents
  • Illnesses
  • Tests
  • Surgeries
  • Medications
  • Online vet visits
  • Physical therapy
  • Acupuncture & chiropractic care
  • Dental & gum disease
  • Cancer treatment
  • Breed-specific issues
Source: Fetch Pet Insuranceverified 2026-10-01
  • accidents
  • illnesses
  • surgeries
  • cancer
  • optional routine wellness coverage
Source: Pets Bestverified 2026-10-01
Reimbursement optionsUnknown on one sideNot verifiedOptions ranging from 70% - 90%Source: Pets Bestverified 2026-10-01
Deductible optionsUnknown on one sideNot verifiedAnnual deductible options ranging from $100 - $1,000Source: Pets Bestverified 2026-10-01
Waiting periodsDiffersno waiting period for accidents; illness coverage begins after a waiting period of up to 15 daysSource: Fetch Pet Insuranceverified 2026-10-01vary by state and coverage typeSource: Pets Bestverified 2026-10-01
Age restrictionsDiffersno upper-age limits and no breed restrictionsSource: Fetch Pet Insuranceverified 2026-10-01no upper age limit for enrollmentSource: Pets Bestverified 2026-10-01
How to get a quoteDiffers
  • online
Source: Fetch Pet Insuranceverified 2026-10-01
  • online
  • phone
Source: Pets Bestverified 2026-10-01
How to file a claimDiffers
  • mobile app (Fetch Pet Insurance app): upload the paid invoice and supporting medical records
Source: Fetch Pet Insuranceverified 2026-10-01
  • online
  • Pets Best mobile app
  • online customer portal
Source: Pets Bestverified 2026-10-01
Customer service channelsDiffers
  • 24/7 chatbot
  • live chat
  • phone
Source: Fetch Pet Insuranceverified 2026-10-01
  • phone
  • fax
  • mail
Source: Pets Bestverified 2026-10-01
Notable limitationsDiffers
  • pre-existing conditions are not covered; these are injuries, illnesses or conditions the pet had before signing up or during the waiting period of up to 15 days
Source: Fetch Pet Insuranceverified 2026-10-01
  • Accident & Illness plans do not cover preventive care or elective procedures, including annual wellness exams, vaccinations, flea and tick prevention, ear cropping, tail docking and feline declawing
Source: Pets Bestverified 2026-10-01

Both companies write pet insurance. Of the fields we have verified for either company, 10 differ and 3 are unverified on at least one side. We do not pick a winner and we do not score either company.

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