MetLife insurance
- life
- pet
Last verified 2026-10-01
Every statement below is drawn from the sources listed at the foot of the page, and each fact names the one it came from.
Overview
Products
- Insurance products
- life
- pet
Source:MetLifeverified 2026-09-30
Where it is available
- States available
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WV
- WY
Source:MetLife Pet Insuranceverified 2026-10-01
Coverage
- Coverage types
- Term Life Insurance
- Group Variable Universal Life
- Group Universal Life Insurance
- Accidental Death
Source:MetLifeverified 2026-09-29
Getting a quote
- How to get a quote
- online
- phone
Source:MetLifeverified 2026-10-01
Claims
- How to file a claim
- online
- fax
Source:MetLifeverified 2026-10-01
Customer service
- Customer service channels
- phone
Source:MetLifeverified 2026-10-01
Limitations
- Notable limitations
- Pet plans typically do not cover pre-existing conditions
- Pet policies usually do not cover microchipping, grooming, obedience training, elective or cosmetic procedures, breeding, and non-prescription food
Source:MetLifeverified 2026-10-01
Work the numbers
Tools for these insurance lines
Deterministic calculators with their method written out. None of them produce a quote.
- Life insurance needs calculatorAdds up the money your household would need to replace, then subtracts what is already in place, and shows every line of the arithmetic.Open tool
- Insurance company comparisonPut two companies side by side on the facts we have verified, with the source for each one and an explicit gap where we have not verified something.Open tool
- Deductible exposure explorerShows exactly how one loss splits between you and your insurer at each deductible level, and how much more of a loss you carry when you raise it.Open tool
- Pet insurance comparisonWaiting periods, age restrictions, reimbursement and deductible options for the pet insurers in our database, showing only what has been verified.Open tool
Evidence
Sources behind this page
Each fact above names one of these. The tier is where the document sits in our source hierarchy, and the retrieval date is when we last pulled the page.