insurouter
Verified facts for GEICO and USAA, side by side
FieldGEICOUSAA
FoundedUnknown on one side1936Source: GEICOverified 2026-09-30Not verified
HeadquartersDiffersBethesda, MarylandSource: GEICOverified 2026-10-01San Antonio, TexasSource: U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-30
Insurance productsSame
  • auto
  • homeowners
  • renters
  • business
  • life
  • pet
  • travel
Source: GEICOverified 2026-09-30
  • auto
  • homeowners
  • renters
  • business
  • life
  • pet
  • travel
Source: USAAverified 2026-09-30
States availableDiffersall 50 states and the District of ColumbiaSource: U.S. Securities and Exchange Commission (EDGAR)verified 2026-10-01USAA products are available only in those jurisdictions where USAA is authorized to sell them. Some products not available in all states or locations.Source: USAAverified 2026-10-01
Coverage typesDiffers
  • Liability
  • Vehicle
  • Medical
  • Uninsured Motorist
  • Additional Coverage
Source: GEICOverified 2026-10-01
  • collision
  • comprehensive
  • liability
Source: USAAverified 2026-10-01
Eligibility notesUnknown on one sideNot verifiedProperty and casualty insurance is available only to persons eligible for property and casualty group membershipSource: USAAverified 2026-09-30
How to get a quoteDiffers
  • agent
  • online
  • mobile app
Source: GEICOverified 2026-10-01
  • online
Source: USAAverified 2026-10-01
How to file a claimDiffers
  • online
  • mobile app
  • phone
Source: GEICOverified 2026-10-01
  • online self-service
  • fax
  • mail
Source: USAAverified 2026-10-01
Customer service channelsDiffers
  • online
  • chat
  • phone
Source: GEICOverified 2026-10-01
  • phone
  • TTY
  • mail
Source: USAAverified 2026-10-01
Notable limitationsDiffers
  • Coverages such as homeowners, renters, condominium, life and identity protection insurance are, for the most part, not sold by the GEICO insurance subsidiaries; they are written by third parties and offered through GEICO's insurance agency
Source: U.S. Securities and Exchange Commission (EDGAR)verified 2026-10-01
  • The USAA SafePilot 15% enrollment discount is available in all U.S. locations except AZ, DC, HI, ND, NH, NY, SD, VT, WV and WY
  • The USAA SafePilot program is not available in California, U.S. territories or internationally
Source: USAAverified 2026-10-01
Financial strength ratingsUnknown on one side
  • A.M. Best: A++
Source: GEICOverified 2026-10-01
Not verified

Both companies write auto, homeowners, renters, business, life, pet, travel insurance. Of the fields we have verified for either company, 7 differ and 3 are unverified on at least one side. We do not pick a winner and we do not score either company.

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