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Travel Guard vs USAA

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Travel Guard

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Travel insuranceLast verified Oct 1, 2026
Verified facts for Travel Guard and USAA, side by side
FieldTravel GuardUSAA
HeadquartersDiffersStevens Point, WisconsinSource: Travel Guardverified 2026-09-30San Antonio, TexasSource: U.S. Securities and Exchange Commission (EDGAR)verified 2026-09-30
Insurance productsDiffers
  • travel
Source: Travel Guardverified 2026-09-30
  • auto
  • homeowners
  • renters
  • business
  • life
  • pet
  • travel
Source: USAAverified 2026-09-30
Underwritten byUnknown on one side
  • American Zurich Insurance Company (NAIC No. 40142)
  • Zurich American Insurance Company (NAIC No. 16535)
  • National Union Fire Insurance Company of Pittsburgh, Pa. (NAIC No. 19445)
Source: Travel Guardverified 2026-09-30
Not verified
States availableDiffersresidents of U.S. states and the District of Columbia onlySource: Travel Guardverified 2026-09-30USAA products are available only in those jurisdictions where USAA is authorized to sell them. Some products not available in all states or locations.Source: USAAverified 2026-10-01
Coverage typesDiffers
  • Baggage Coverage
  • Baggage Delay
  • Security Evacuation
  • Ancillary Evacuation Benefits
  • Travel Medical Expense/Dental Expense
  • Emergency Evacuation & Repatriation of Remains
Source: Travel Guardverified 2026-09-30
  • collision
  • comprehensive
  • liability
Source: USAAverified 2026-10-01
Eligibility notesUnknown on one sideNot verifiedProperty and casualty insurance is available only to persons eligible for property and casualty group membershipSource: USAAverified 2026-09-30
How to get a quoteDiffers
  • online
  • phone
Source: Travel Guardverified 2026-09-30
  • online
Source: USAAverified 2026-10-01
How to file a claimDiffers
  • online
  • phone
Source: Travel Guardverified 2026-09-30
  • online self-service
  • fax
  • mail
Source: USAAverified 2026-10-01
Customer service channelsDiffers
  • email
  • online contact form
  • phone
Source: Travel Guardverified 2026-09-30
  • phone
  • TTY
  • mail
Source: USAAverified 2026-10-01
Notable limitationsDiffers
  • Coverage may not be available in all states
Source: Travel Guardverified 2026-09-30
  • The USAA SafePilot 15% enrollment discount is available in all U.S. locations except AZ, DC, HI, ND, NH, NY, SD, VT, WV and WY
  • The USAA SafePilot program is not available in California, U.S. territories or internationally
Source: USAAverified 2026-10-01

Both companies write travel insurance. Of the fields we have verified for either company, 8 differ and 2 are unverified on at least one side. We do not pick a winner and we do not score either company.

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